Dude, do you work part time or is this like child/forced labour for $400 a month for 150 hours of WORKINGS? Like you're at uni right, or planning to go? If not, totally get a job that pays more than $400 (which I assume is Canadian) for a MONTH of work @_@.
I can barely live on my current salary as I have to spend it all on KFC and smokes; how much KFC could I buy with $400? Not a lot buddy!!!!
Oh yeah - get SOME KFC, not a lot but some. That is a good use of $400 Canadian. That'll buy you like a bucket or two right?
I've been told a few days ago by my brothers that once I get a job (I just finished having an interview with a manager) and start getting paid, that I should save my money, for if I retire in my 50s or 60s, I can have all that money to myself to live on without shortage.
Man I recently cancelled my PENSION PLAN as I only need to work for 25 years (paying into it) to receive a final salary pension. Like I'm hopefully going to start it up again when I'm 30. Now I'm thinking "OH NO WHAT IF I GET FIRED?!?!? STATE PENSION!?!?!". Man, but it was costing me £60 a month.
That is almost six buckets of KFC!