Topic: How do you feel now that Obamacare was ruled constitutional? (Read 9955 times)

  • Group: Member
  • Joined: Jun 26, 2012
  • Posts: 67
People will be forced to buy health insurance and health insurance companies will be forced to sell their product to anyone who wants it.


I heard healthcare is pretty expensive in US compared to other developed countries, so, how does that help lower the costs? Won't that cause healthcare costs to rise because there will be an increase in demand but not an increase in the supply of medical services? Maybe everyone is entitled to their health thingies but all that does is change the order in which people have access to it.


Discuss.
  • Avatar of dada
  • VILLAIN
  • PipPipPipPipPipPipPipPip
  • Group: Administrator
  • Joined: Dec 27, 2002
  • Posts: 5533
It's a minor, yet positive change to a healthcare system that's an abomination compared to the rest of the developed world. It'll be slightly better than before, but it'll still be pretty awful and absurdly expensive.
  • Avatar of crone_lover720
  • PEW PEW PEW
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Mar 25, 2002
  • Posts: 5554
Quote
How do you feel now that Obamacare was ruled constitutional?
same
  • Avatar of dada
  • VILLAIN
  • PipPipPipPipPipPipPipPip
  • Group: Administrator
  • Joined: Dec 27, 2002
  • Posts: 5533
I mean the public has been in favor of a major reform of the healthcare system for a long time, and when you explain the different possible forms they tend to prefer single-payer. They have for a long time. Yet when it comes up, there's "no political capital" for it. What does that mean? It means the healthcare industry and the insurance companies and the financial companies are against it. It doesn't mean the people are against it. It's like that in every country generally, but it's just extreme in the US.

My dad tends to be a lot more nuanced about these things than me, but he told me that when he saw the free, makeshift clinics that get set up in the US to provide basic healthcare for poor people, it looked like the third world to him. And he's right. These people sometimes don't even have access to a GP.
  • Avatar of ThugTears666
  • You probally thought you werent gunna die today suprise!
  • PipPipPipPipPipPipPipPipPip
  • Group: Member
  • Joined: Dec 7, 2002
  • Posts: 3930
Yeah your healthcare is ridiculous. I don't know a lot about it, but I don't know anyone in New Zealand who pays for health insurance or hospital visits.
  • Avatar of crone_lover720
  • PEW PEW PEW
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Mar 25, 2002
  • Posts: 5554
It means the healthcare industry and the insurance companies and the financial companies are against it. It doesn't mean the people are against it. It's like that in every country generally, but it's just extreme in the US.
ie the immensely rich people who control all the big companies spend billions of dollars lobbying for or against this shit in their own self-interest, and then us peons get to sit here and discuss its merits as if it actually matters which I think u all will agree is a pretty sweet deal and will definitely keep me debating if I will vote democrat or republican in the upcoming election or maybe I'll go really crazy and vote for ron paul because his name is like LOVE spelled backwards or something
  • Avatar of Barack Obama
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Jun 16, 2008
  • Posts: 5244
it'll depend on how whatever state you're living in moves with it. the good and bad thing is that you'll likely see a bunch of cheap/subsidized bare-bones insurance plans popping up for low income people that don't really cover much beyond emergency care and annual checkups(it might even be only partial coverage as well lol sorry poors).

idk i got kicked off my folks' insurance so i kinda need something in case of an accident and even my school's insurance plans are not affordable at all. hopefully once it's mandated that we gotta get it i can get some kind of subsidized walmart health insurance and then i'll be good for an eye exam.
  • Avatar of Barack Obama
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Jun 16, 2008
  • Posts: 5244
i wonder if dental is gonna be covered in this(LOL NOPE)
  • Avatar of Warped655
  • Scanner
  • PipPipPipPipPipPipPipPip
  • Group: Member
  • Joined: Mar 25, 2004
  • Posts: 2416
I torn about it honestly. The fact that the insurance companies are fighting it makes me think it'll be good. But from what I hear I'm not sure how it'll be enforceable. (You exist, thus must have health insurance, oh? can't afford it? uhhh... hmmm...)  Also, I don't generally consider myself a constitutionalist, so this doesn't bother me that much, but I am a little confused at how it was ruled constitutional.

But really, I also don't quite understand why the insurance companies are fighting it. Wouldn't this drastically increase their profits? Or am I missing something?
  • Group: Member
  • Joined: Jun 26, 2012
  • Posts: 67
I torn about it honestly. The fact that the insurance companies are fighting it makes me think it'll be good. But from what I hear I'm not sure how it'll be enforceable. (You exist, thus must have health insurance, oh? can't afford it? uhhh... hmmm...)  Also, I don't generally consider myself a constitutionalist, so this doesn't bother me that much, but I am a little confused at how it was ruled constitutional.

But really, I also don't quite understand why the insurance companies are fighting it. Wouldn't this drastically increase their profits? Or am I missing something?


Imagine you found out you had cancer but you never bothered to buy insurance. Now you can just buy it and receive expensive treatment without ever contributing to their profits. Before they could refuse your offer.


I think it would be a better idea to find out why healthcare is so expensive (taxes, regulations, whatever) when it isn't in other countries (actual costs, not post-subside/paid by taxes costs) and try to make it affordable by removing those barriers but it would be against people's feelings, so...... whatever
  • Avatar of dada
  • VILLAIN
  • PipPipPipPipPipPipPipPip
  • Group: Administrator
  • Joined: Dec 27, 2002
  • Posts: 5533
The fact that the insurance companies are fighting it makes me think it'll be good.
What makes you think this?

The changes are rather small and it's 30 million new customers for them. People get a subsidy if they can't afford it, so I wouldn't be surprised if they'll be better off in the end, even if the healthcare system itself is also slightly improved.
  • Avatar of jamie
  • ruined former youth seeking atonement
  • PipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Jun 4, 2003
  • Posts: 3581
It's mighty grim that even this consolation prize legislation was only upheld by a majority of 1 vote on the supreme court, but I suppose a minor improvement isn't a bad thing. I've never looked very closely at the US health care system but I know enough to know how small an improvement to a very unfair system this is and how much resistance there has been to even this. I'll keep following the issue, perhaps more closely, and see if this results in either the entire topic being shelved for a while - which would be a shame, with all the political capital that has been used on it with disappointing results - or if there are improvements made from a place other than top-down like this was. My feeling on issues like this is that you can't really expect much from people like Obama, or any high up politician. This is all very obvious to the more political people around here, or around anywhere, but it's about as developed as I have gotten (so far).
  • Avatar of Barack Obama
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Jun 16, 2008
  • Posts: 5244
What makes you think this?

The changes are rather small and it's 30 million new customers for them. People get a subsidy if they can't afford it, so I wouldn't be surprised if they'll be better off in the end, even if the healthcare system itself is also slightly improved.

the thing about all this though is that the 90-something dollar fine a year for not having insurance under this bullshit will probably be cheaper for most people uninsured and the kind of insurance that'll be affordable(even with subsidies) will be the horrible shitty kind that make you pay for medicine and probably most of the cost for emergency room visits. Sure you can get your yearly physical, maybe an eye exam, but mostly it'll be like a buffer for people who have accidents that would otherwise ruin them financially and the only way to get insurance companies cool with that is to widen the 'pool' of people paying them each month for nothing.

it'll be like liability insurance with your car where it's like 50 bucks a month just to cover your ass, but if you get in a wreck you're kinda fucked in terms of getting money to repair your car.
  • Avatar of Barack Obama
  • PipPipPipPipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Jun 16, 2008
  • Posts: 5244
I think it would be a better idea to find out why healthcare is so expensive (taxes, regulations, whatever)

um this information is not really a secret...

PS it's not taxes and regulations you dumb idiot
  • Avatar of dada
  • VILLAIN
  • PipPipPipPipPipPipPipPip
  • Group: Administrator
  • Joined: Dec 27, 2002
  • Posts: 5533
I'll keep following the issue, perhaps more closely, and see if this results in either the entire topic being shelved for a while - which would be a shame, with all the political capital that has been used on it with disappointing results - or if there are improvements made from a place other than top-down like this was.

tell me, what do you think about the term "political capital"?

supposedly it pertains to what the people/voters will let the president get away with doing. so if he's popular, he'll have a lot of political capital, and if he's impopular it's the opposite. but let's say he decided to further reform the healthcare system, or try for single-payer again (he's never gonna do this but let's say he tried it), would the people/voters would say "no, you've done enough"? I don't think they would.

it's mostly what diet said about how the only way he was able to do this was through widening the pool for the insurance companies: give some and take some. but that's done now, so there's no financial incentive for the corporations involved in healthcare to let him do more. "political capital" probably refers to that, rather than the voters.
  • PipPipPip
  • Group: Member
  • Joined: Jun 29, 2011
  • Posts: 366
partly it's because we keep our 89 year old grandparents alive with tens of thousands of dollars in preventative treatment and also because we have no single payer system to provide competition to the market insurance companies which tend to act as a cartel in setting prices and also because of the fucked nature of our for-profit medical sector which also skews prices to being way too expensive


  • Firbolg Warrior
  • PipPipPipPipPipPipPip
  • Group: Premium Member
  • Joined: Dec 9, 2002
  • Posts: 1201
I torn about it honestly. The fact that the insurance companies are fighting it makes me think it'll be good. But from what I hear I'm not sure how it'll be enforceable. (You exist, thus must have health insurance, oh? can't afford it? uhhh... hmmm...)  Also, I don't generally consider myself a constitutionalist, so this doesn't bother me that much, but I am a little confused at how it was ruled constitutional.

But really, I also don't quite understand why the insurance companies are fighting it. Wouldn't this drastically increase their profits? Or am I missing something?

I'll take a crack at answering your questions:

The enforcement of the law comes through the IRS. When you do your taxes each year they're be a box on the form asking if you have health insurance, depending on the answer your tax return will be more or less. The penalty currently being $695 or 2.5% of your families income, whichever is higher.

The constitutionality comes into play because they made the case that Congress has the ability authorize new taxes, and that the mandate fell under that authority.

Finally, the reason that insurance companies are fighting this so much is that there is a new regulation that requires them to use 80% of the money coming in for health care costs.  So they won't be seeing the mega profits that they had in the past.   Hope that answers your questions.
Gaming World Mini City: Population, Industry, Transportation, Security Current rank 3950.
Click a different link each day.
  • Avatar of Warped655
  • Scanner
  • PipPipPipPipPipPipPipPip
  • Group: Member
  • Joined: Mar 25, 2004
  • Posts: 2416
Oh. Thanks Grunthor! Welcome back! :)
  • Group: Member
  • Joined: Jun 26, 2012
  • Posts: 67
um this information is not really a secret...

PS it's not taxes and regulations you dumb idiot


DEM EVIL CORPORASHUNZ ONLY CARE ABOUT THEIR PROFITS!!
  • Avatar of Puppet Master
  • Master of Puppets
  • PipPipPipPipPip
  • Group: Premium Member
  • Joined: Jul 16, 2005
  • Posts: 751
My parents are in the healthcare field so I know from experience that this transitional period between the healthcare systems is pretty stressful. I think it might be a little bit worse for a bit as the healthcare people scramble to get things in line with the new regulations, but I support the change and think in time it will be an improvement.