warpped, even I would say that visiting a prostitute isn't necessarily a good idea. Yeah when you're still a virgin, you think life sucks. It's as if you're missing out, as if someone is throwing the sweetest party ever in your own living room, and you aren't invited. But really, I think you just need to lighten up about sex. I know that can be hard, what with how American culture shoves sex down our throats constantly 24/7. In movies, on TV, on the radio, it's everywhere. And yet, paradoxically there is this twisted unhealthy mindset about sex, as if it is nasty, dirty, and wrong, and needs to be covered up. I think those conflicting values really fuck a lot of young people up.
You think that if you "take the plunge" and finally get laid, it will magically fix everything that is wrong with your sex life. But it won't. In fact, if you end up paying for it, I think it will be even worse for you. If your first experience is with a prostitute, you'll always have that hanging in the back of your mind. When you get an actual girlfriend and a relationship, what are you going to do when she asks you about your prior sexual experience? You can either lie your ass off, or you can fess up, and neither of those options will probably do you any good.
And I'm sorry to say this, but your problem with girls has absolutely nothing to do with the fact that you are a virgin. Whatever anxiety you are experiencing around girls is the cause of your virginity, not vice versa. Whatever is causing that anxiety - most likely low self esteem - will not conveniently disappear just because you stick your dick in some pussy. It's not really that simple man!
Finally... sex just isn't that important. Yeah, it's fun, but it is not the meaning of life. Being so fixated on it, that if you don't get it you are miserable and afraid of girls, is unhealthy. There is so much more to life than just sex, my friend. And in my opinion, you shouldn't worry about people's opinion of you just because you're a virgin. There is nothing inherently "wrong" with you because of that, and anyone who tries to tell you otherwise is an epic fucking douchebag. IMO, anyone who tries to make you feel bad about being a virgin - including you making yourself feel bad - needs to readjust their value systems.
I hope this helps. And if you would like to talk more, away from a bunch of tremendous assholes who would rather put you down rather than offer up any human compassion, just PM me.